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Your credit score plays a major role in your financial life, yet it’s something many people don’t think about until they’re applying for a loan, credit card or mortgage. At St. Cloud Financial Credit Union, it’s important to us to empower our members with financial knowledge to help set you up for an even better future. Understanding what your credit score is, why it matters and how to improve it can put you on a stronger path toward your financial goals.
Read MoreYou may have seen recent news about proposed plans to cap credit card interest rates at 10%. At St. Cloud Financial Credit Union, we're already there. We have credit card rates that are already below 10% — with rates as low as 9.99% APR — and have fixed rates designed to remain the same even if market conditions change. As your local credit union, this is part of our promise to you: honest products, fair rates and decisions designed to keep more money in your pocket.
Read MoreWith the holiday season upon us, it is one of the most impactful times of the year to support the causes and organizations that make our communities stronger. But charitable giving can stretch beyond the holidays and throughout the year. We invite you to join SCFCU in giving back, and we have some tips and tools to help you support the causes and organizations that mean the most to you.
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Every business owner has growth ambitions — whether you’re an established business looking to expand or dreaming of starting one. St. Cloud Financial Credit Union is here to help you accomplish that by taking your business NextLevel! Our NextLevel Business Suite is designed specifically for businesses like yours: flexible checking, dividend-earning money market and growth-oriented certificates of deposit (CDs) that you’ll find uncommonly good!
Thinking about a new car, refinancing your current one, or just want a better understanding of how loans work? St. Cloud Financial Credit Union is here to help. Loans can feel overwhelming and confusing at first, but with the right information and financial institution, the process is much easier. SCFCU is here to make the loan process simple and transparent — with no surprises, just savings.
St. Cloud Financial Credit Union (SCFCU) is pleased to now be collaborating with the Principal® Financial Network of Minnesota to offer personalized and comprehensive investment and retirement services to its members across Central Minnesota.
Read MoreNot sure what to do with your student loans? You’re not alone, many college students and graduates feel the same way. Whether you are unsure of what repayment plan to choose, need help understanding your loan or just need some extra guidance, St. Cloud Financial Credit Union is here to help break down the process!
Read MoreAt St. Cloud Financial Credit Union, we strive to make a meaningful difference for all, and that includes providing trustworthy financial services to every population within the communities we serve. That’s why we’re proud to offer our ITIN Lending Program to support individuals with an Individual Taxpayer Identification Number (ITIN).
Read MoreAt St. Cloud Financial Credit Union, your safety is our top priority. We’re committed to protecting our members from fraud and the exposure of personal information. That is why SCFCU has gathered key tips, red flags and helpful resources to help you stay informed, alert and in control of your personal information.
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